PERSONAL ACCOUNTS V1.9d (S3A/S3C Version)
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Copyright RMR Software 1998
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As an avid user of the original Series 3 Finance program, I was rather disappointed when the Series 3A version didn't give me the same functionality.  I therefore decided to write a program for the 3A which took the best ideas of both programs, and added some extra modules which I would find useful.  This program is the result.

As it stands, this Shareware version will allow only a limited number of items, such as  3 Accounts, 5 Standing Orders, 5 Budget Categories, 5 Shares and 5 Rooms for the Home Inventory.  Registration will give you more realistic values, such as 20 Accounts  and 50 Standing Orders in  each Group, and  50 Budget Items, 50 Shares and 20 Rooms.  Please note it does not involve reloading the program, you simply type in a registration code to release the 'lock'.

Please pass any problems/comments/suggestions to:

	support@rmrsoft.com

If you wish to register the program, please send a cheque (check) for 20 UK pounds or 30US$ made out to 'RMR Software' (or the equivalent in 'real money' in your currency) to :

    RMR Software
    c/o Sonas
    Calgary
    Isle of Mull
    Argyle
    PA75 6QT
    SCOTLAND

or

    RMR Software
    c/o 6000 Natick Court
    Burke, VA 22015
    USA

or

    RMR Software
    c/o PSIOLogic Versand
    Taunusstrasse 4
    D 63589 
    Linsengericht	
    Germany

and mark the envelope:  "S3ABANK Registration"

Registration gets you a personalised registration code to remove the 'nag' screens, and allow full use of the program.  Note that you will not need a new copy of the program, all the functionality is in there, it just needs the code to 'unlock' it.  I will also ensure that this code remains forward compatible for future versions of the program so, unlike other programs, I will not be asking for a further fee for an upgrade of the S3A/C version.  

The archive should contain the following files:

\APP\S3ABANK9.APP           The main program file (and the only essential file)

The following optional files:

\APP\BANK\BANKS3A.PIC     Optional Opening Picture

\APP\BANK\BANKS3A.HLP     Optional Help File for Core program

\APP\BANK\BANKSPRT.OVL    Optional Printing Overlay (including PSIWIN)
\OPD\S3APRINT.DYL         Optional Printing Overlay

\APP\BANK\BANKCFG.OVL     Optional Configuration Module

\APP\BANK\BANKADV1.OVL    Optional Advanced Options Module 1
\APP\BANK\BANKADV2.OVL    Optional Advanced Options Module 2
                               (See later for listing of these extra options)

\APP\BANK\BANKSORD.OVL    Optional Standing Order/Future Transaction Module
\APP\BANK\BANKSORD.HLP            and optional Help file
\APP\BANK\BANKSBUD.OVL    Optional Budget Categories Module
\APP\BANK\BANKSBUD.HLP            and optional Help file
\APP\BANK\BANKSEXP.OVL    Optional Expense Account Module
\APP\BANK\BANKSEXP.HLP            and optional Help file
\APP\BANK\BANKSHOU.OVL    Optional Home Inventory Module
\APP\BANK\BANKSHOU.HLP            and optional Help file
\APP\BANK\BANKSPET.OVL    Optional Fuel Consumption Module
\APP\BANK\BANKSPET.HLP            and optional Help file
\APP\BANK\BANKSPLN.OVL    Optional Financial Planner Module
\APP\BANK\BANKSPLN.HLP            and optional Help file
\APP\BANK\BANKSSHA.OVL    Optional Investment Tracking Module
\APP\BANK\BANKSSHA.HLP            and optional Help file
\APP\BANK\BANKSUTI.OVL    Optional Utilities Tracking Module
\APP\BANK\BANKSUTI.HLP            and optional Help file

README.TXT        "Get you started" instructions for new users

REGISTER.TXT      Details on how to register the program.
LICENCE.TXT       A licensing Agreement

BANK9-1.TXT       Initial instructions
BANK9-2.TXT       A Tutorial on using the program
BANK9-3.TXT       Instructions on the Optional Modules
BANK9-4.TXT       Advanced Instructions

BANK9.FAQ         Frequently asked questions

The Advanced Options Module 1 offers you the following additional functions:

    Look Ahead Mode to predict the state of your finances sometime in the future.
    Default Transactions for those regular entries.
    A 'Last Transaction Repeat' function
    A pull-down page of Account details where you can store such things as Account numbers.
    Automatic numbering (for cheques, or in my case registrations !)
    A 'Find' function in the Archive screens.

The Advanced Options Module 2 offers you the following additional functions:

    Export and Import function in various formats, including Quicken.
    A 'Pay Bills' option, similar to that used in MS Money. (Also needs BANKORD.OVL)
    Ability to allocate tax (VAT, GST etc) to transactions.
    Pull-down Info windows giving settings for each Group and Account.

The Optional Configuration Module allows you to change a large number of the settings within the program.  These settings are remembered, so my advice is to load this module initially and then you can remove it once the program is setup to your liking.

INSTALLATION
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To Install the program, carry out the following actions:

1.    Copy S3ABANK9.APP to your \APP\ directory.

2.    If you wish to load any of the optional modules, generate a Sub-directory \BANK\ under the \APP\ directory, i.e. \APP\BANK\

3.    You can then copy any of the optional files to the sub-directory  \APP\BANK\ if you wish to use any of the extra facilities.

4.    If you want to use the optional Print system, as well as copying the file BANKSPRT.OVL into the \APP\BANK\ Sub-directory, you will need to put the S3APRINT.DYL file into an \OPD\ directory. (Note that this latter file is common to all my programs, so if you are running more than one of them, you will only need one copy of this file)

5.    Install S3ABANK9.APP using <PSION-I> as described in the Psion manual.

If you fancy a challenge, you can learn everything you need to about the program by playing with it and checking the effect of each MENU selection, as well as the effect of pressing <ENTER>, <DELETE>, <TAB> or <ESC> in each screen.  However, PLEASE, PLEASE, PLEASE, at least read Part 1 of this set of instructions first. I suggest you then work through the tutorial in Part 2, which will familiarize you with all the basic capabilities of the program.  If you do 'fly blind' and get into trouble, please read the rest of this document before asking me to help.  The majority of questions I receive could have been answered by reading this document.  Those that couldn't I have included in the FAQ file.

I have designed this documentation in 4 parts, based on the premise that most people are like me and never read the manual.  Part 1 is the Important Notes, please read this at least.  Part 2 is a quick tutorial to get you started, Part 3 moves onto other aspects of the program and covers each of the optional modules and Part 4 goes through the more advanced functions.

PART 1:   Important Points to Note:   
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1.    The configuration file and registration details are saved in the \OPD\ directory on your default drive, so don't be surprised if you lose that information (and registration) if you delete these files or change the default drive.  

2.    Please  do NOT try changing the name of a Group from the system screen.  The title you use for a Group is used for all the data files, not just the one shown under the icon.  If you do wish to rename a Group, simply use the 'Save As' file command from within the Program, to save the Group under a new name, change to that new Group, then use the 'Delete Group' command to get rid of the original.

3.    I have provided a BACKUP and RESTORE option (<PSION-B> and <PSION-R> in the Accounts screen) to enable you to keep a COMPLETE copy of all your data files somewhere else on the system.  Although there have only been 3 recorded cases of complete data loss in S3ABANK, I am not so arrogant as to say that there isn't a 'bug' in there waiting to trap the unwary. Personally I use this option every couple of days, as well as Backing up regularly on a PC. I think the program is safe, but I still wouldn't trust it completely.  Basically, if you lose some data and you haven't kept a backup of some description, don't expect any sympathy from me !!

4.    To register the program, press <PSION-$> and CAREFULLY enter the code obtainable from me (or my agent) for the registration fee.

5.    Important Note for Non-United Kingdom Users:    Before starting to enter data, press <PSION-C> and select your country as the Base Currency and the Group Currency.  If your country is not shown, jump forward to the 'Currency' part of Part 3 to see how to add your country.

This completes the essential reading part, the rest is purely optional !!

